day nine hundred thirty-nine

a couple years, nine months and a baby later

reflecting back on my previous posts, seems we are still working on those same goals. i guess those will be struggles that we will be facing for awhile. it’s interesting, looking back, it is almost like i foretold our future.

we are still working hard with our budget and whittling away that debt. we took a second round of dave ramsey’s FPU and really enjoyed it. nice little refresher but we are looking to possibly host a class ourselves for our friends and family. the class was so life changing for us on how we view money, use money, talk about money and helped us to align our goals together. we have paid off all credit cards and actually own anymore, have paid of a few lines of credit and now are working on a few big ones. hoping in the next 3ish years to be completely debt free (minus our house). we are making out monthly budget and every month are getting closer to our zero based budget, having every dollar accounted for.

currently we are working on baby step #2…paying off debt. oi, how quickly that debt is racked up and how slooooowly it goes away. i am hoping that the work we are putting in now can be a wonderful example to lincoln, so that he understands money and doesn’t have to struggle with money the same way his father and i have. i know those creditors are gonna try to sink their dirty fingers into him the day he hits 18 but that just means we have 17 years and 3 months to get our act together and guide him.

and on that note…probably the best thing that has happen since my last post, which ironically talked about how distracted i was by babies at church. this little guy changed our lives in so many amazing ways on may 9th 2013…

but more about that handsome boy later…until next time
xoxo